A downloadable PDF template for your monthly budgeting and tracking of your savings.

“When we leave school, some of us go to University, where for the first time we are expected to handle our own money… Eventually, we all have to go it alone, flying the family nest… But unless someone teaches us about money, many of us remain unprepared for the financial challenges of adult life.” – Pete Matthews

A downloadable PDF template for your monthly budgeting and tracking of your savings.

So I have four bank accounts. Some of you might think, why so many? I used to think I only ever needed one but as you’ll get to know, there is a good reason to have different bank accounts. When I started being serious about money management, I realised that …

Read Part 1 here. Disclaimer: Disclaimer: All golden rules listed below are principles I have personally learned from following other financial experts and reading books. I am not a financial expert, and these should only be used as a guide and mere advice. 6. Build an emergency fund and cash …

After reading several books, watching countless personal finance gurus on YouTube, and doing my own research, I wanted to pool together all of the main and most valuable lessons I’ve learned. These are golden lessons experts in finance preach to enable you to reach financial freedom. At first glance, it …

I am deadly serious when I say that if you do not have a solid grasp of what is happening in the world at the moment then it is very likely you are becoming poorer, and this process is only set to accelerate. How To Own the World, Andrew Craig, 11 Debt. Overdrafts. Inflation. …